The games are rigged
By now, everyone should know that the entire stock market is being gamed by a few at the top, and that the average person doesn’t stand a chance against such competitors. When trades are measured in millions of dollars and transacted in microseconds and less from receipt of information, and only the early traders stand to gain, why would anyone think they could win in the long run against the only players who matter? Put the money in a fixed-interest account instead? Your puny savings will only decline because the interest offered runs less than inflation. No investment gains for you! You lose.
The employment game is rigged too, and yes, everything you need to know you learned in kindergarten: Musical Chairs is pretty much the framework that needs to be understood by job-seekers, with more and more chairs being removed, and workers tossed out without a second thought. To make matters worse, if you don’t already have a job, most employers won’t even consider you for one of their rare jobs, so you’re not even allowed to enter the game. No job for you! You lose.
If you want to buy a home and you need a mortgage, good luck even if you do receive bank approval, because all the good deals are going to cash buyers who use them as “investments”--who cares if you just want some humble place to call home? Your mortgage dollars are worth less than nothing when they’re up against the investor’s cash-dollars--even if you are willing to pay more for the home than they are--simply because sellers prefer not to wait a couple weeks for a mortgage-funded deal to close. No home for you! You lose.
Meanwhile, any potential buyers who foresaw the crash of the real estate bubble and therefore remained on the sidelines (even though mortgages were being handed out like candy to people who knew they could not afford to own such expensive properties but were gambling that the bubble would keep expanding without bursting until they’d made their gains)...well, now our tax dollars are being used to prop up the overextended homebuyers, and to prop up market prices beyond their true value, so that cautious and responsible people who now could afford to purchase as first-time homebuyers are instead locked out, again. No home for you, again! You lose!